OptOutPrescreen.com is a centralized
service to accept and process requests from consumers
to "Opt-In" or “Opt-Out”
of firm offers of credit or insurance. OptOutPrescreen.com
is a joint venture among Equifax Information Services,
LLC, Experian Information Solutions, Inc., Innovis
Data Solutions, Inc., and TransUnion, LLC (collectively
the "Consumer Credit Reporting Companies").
Under the Fair Credit Reporting Act (FCRA), Equifax,
Experian, Innovis, and TransUnion, are permitted
to include your name on lists used by creditors
or insurers to make firm offers of credit or insurance.
The FCRA also allows you the ability to "Opt-Out",
which prevents Consumer Credit Reporting Companies
from providing your credit file information for
firm offers of credit or insurance that are not
initiated by you. If you want to remove your name
from lists supplied by the four Consumer Credit
Reporting Companies listed above for firm offers
of credit or insurance, you will need to provide
your personal information on the “Click
Here to Opt-In or Opt-Out” link. Once you
provide your information through this secure website,
your name will be removed from inclusion on firm
offer lists provided by all four companies. If
you have previously completed a request to Opt-Out
from receiving firm offers and would like to Opt-In,
you may also complete your request on this website.
The personal information you provide is confidential
and will only be used to process your request.
You can also complete this process via phone by
dialing 888-5-OPT-OUT (888-567-8688).
OptOutPrescreen.com is the only internet website
authorized by Equifax, Experian, Innovis and TransUnion
for this purpose under the FCRA. Please note that,
as a security precaution, consumers should never
provide their personal information to any other
company or person in connection with requesting
Opt-In or Opt-Out services. OptOutPrescreen.com
will not contact consumers via email, telemarketing
or direct mail solicitations.
For more information, please visit www.equifax.com.
Equifax Inc. (NYSE: EFX) is a global leader in
turning information into intelligence. Equifax
companies provide faster and easier ways to find,
approve and market to the right customers. For
consumers, Equifax companies offer easier instantaneous
ways to buy products or services, and better insight
into and management of their personal credit.
Headquartered in Atlanta, Equifax reported annual
revenue of over $1.2 billion in 2004, and employs
over 4,500 employees in 12 countries in North
America, Latin America and Europe. Equifax. Information
Experian is a global leader in providing information
solutions to organizations and consumers. It helps
organizations find, develop and manage profitable
customer relationships by providing information,
decision-making solutions and processing services.
It empowers consumers to understand, manage and
protect their personal information and assets.
Experian works with more than 50,000 clients across
diverse industries, including financial services,
telecommunications, health care, insurance, retail
and catalog, automotive, manufacturing, leisure,
utilities, e-commerce, property and government.
Experian is a subsidiary of GUS plc and has headquarters
in Nottingham, UK, and Costa Mesa, California.
Its 12,000 people in 26 countries support clients
in more than 60 countries. Annual sales exceed
For more information, please visit www.experian.com.
Since 1989, Innovis Data Solutions has been a
consumer credit information repository that collects
consumer credit data from credit grantors throughout
the United States. The company is committed to
protecting the privacy of consumers and preserving
the quality, accuracy and integrity of consumer
Innovis provides information to credit grantors
to assist in marketing, verification, authentication
and fraud prevention. It is important to note
that Innovis is not currently involved in providing
services that can result in the denial of applications
for credit, insurance or employment.
For more information, please visit www.innovis.com.
TransUnion is a leading global information
solutions company that customers trust as a business
intelligence partner and commerce facilitator.
TransUnion offers a broad range of financial products
and services that enable customers to manage risk
and capitalize on market opportunities. The company
uses leading-edge technology coupled with extensive
analytical capabilities to combat fraud and facilitate
credit transactions between businesses and consumers
across multiple markets. Founded in 1968, Chicago-based
TransUnion employs 4,100 associates that support
clients in 29 countries.
For more information, please visit www.transunion.com.
The trademarks, service marks and logos (the
"Trademarks") used in this website are
registered and unregistered Trademarks. The Trademarks
belong to Equifax, Experian, Innovis, TransUnion,
Opt Out Services LLC and/or their respective
owners. The Trademark owner has exclusive rights
to the Trademarks. Any unauthorized use of the
Trademarks is strictly prohibited. You may not
display or use the Trademarks for any purpose
without the written permission of Trademark owner.